This Bean and Cheese Burrito Recipe is packed with flavorโ€”creamy beans, melty cheese, spiced rice, and corn, all crisped up in a skillet or air fryer!

Overhead image of Bean and Cheese Burritos on a plate, with one split open to show the interior.

Bean and Cheese Burrito Recipe

These burritos are part of my โ€œcook once, enjoy all weekโ€ series using homemade Pinto Beans. Just cook dried pinto beans in a slow cooker or Instant Potยฎ at the start of the week. Serve them as a side, then use the leftovers in meals like these quick Bean and Cheese Burritosโ€”no reheating needed!

I also share how to use these beans in Pinto Bean Tacos and Bean Tostadas. Cook once and enjoy easy cooking all week!

Quick Tip

Missed the first mini-series? Homemade Black Beans were used in this recipe, plus Southwest Egg Rolls, Chipotle Chicken Salad, and Black Bean Bowls!

Process shots-- images of the rice being made.

Bean and Cheese Burrito Recipe Tips

  • Heat tortillas: Pile on a plate, put a damp towel on top, and microwave for 20 seconds. Keep extra tortillas wrapped.
  • Use large tortillas: Large tortillas stop tearing. For smaller tortillas, use less filling.
  • Crisp burritos: Microwaving is fast, but crisping in a pan or air fryer for 5 minutes is tastier!
  • Let rice sit: After the liquid soaks in, cover and wait for 5-10 minutes to avoid mushiness.
Process shots-- images of the rice being cooked and the sour cream being added to the tortilla

Bean And Cheese Burrito Recipe Cooking Options

  • From the fridge: Cook in a skillet or grill pan over low to medium heat until crispy outside and the cheese melts inside.
  • Air fryer (fridge): Unwrap, lightly spray with oil, and place seam-side down. Cook at 360ยฐF for 6-10 minutes, flipping halfway. For multiple burritos, leave space and add a little more time.
  • Air fryer (frozen): Wrap in foil and cook at 360ยฐF for 18-20 minutes, flipping halfway.
  • Microwave (frozen): Defrost for 7-9 minutes or use the defrost-by-weight setting (1 lb). Crisp in a skillet if you want.
  • Oven (frozen): Wrap in foil and bake at 350ยฐF for 35-40 minutes. Crisp in a skillet if you want.

Quick Tip

Microwaves, ovens, and air fryers can vary quite a bit. Watch these burritos carefully and adjust time as needed.

Process shots--images of the beans, rice, and cheese being added to the tortilla and being folded up

Variations

Switch Things Up

  • Donโ€™t have time/desire to make the pinto beans from scratch? Use a can of refried beans instead!
  • Replace the green onions with freshly chopped cilantro (use 2 tablespoons instead)
  • Cut down the spice by eliminating the jalapeรฑos and using McCormick chili powder (which is very mild)
  • Increase the spice by adding in 1/8 teaspoon (or more!) of cayenne pepper
  • Switch up the cheese! Use a different cheese or a blend of cheeses. I love combining Monterey Jack and extra sharp cheddar cheese best!

Bean and Cheese Burrito Recipe Toppings

These Bean and Cheese Burritos are packed with flavor and donโ€™t need much for toppings.

A side of sour cream (lite works too!) and salsaโ€”homemade or store-boughtโ€”are great. Fresh lime juice, cherry tomatoes, and a sprinkle of cotija cheese are tasty extras.

Up close overhead image of the bean and cheese burritos cut in half showing the inside

Storage

  • Store: Keep this been and cheese burrito recipe in a sealed container for up to 5 days.
  • Freeze: Wrap each burrito in plastic, wax, or parchment paper, put them in a freezer bag, mark the bag, and freeze for up to 3 months.

More Delicious Meatless Meals:

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5 from 3 votes

Bean and Cheese Burrito

This Bean and Cheese Burrito is packed with flavor! Creamy spiced beans, zesty rice, crisp corn, and plenty of cheeseโ€”all wrapped up and crisped to perfection in a skillet or air fryer.
Prep Time: 30 minutes
Cook Time: 20 minutes
Total Time: 50 minutes
Servings: 8 burritos

Video

Equipment

Ingredients

  • Cooking spray
  • 1 tablespoon olive oil
  • 1/2 cup diced yellow onion 1/2 onion
  • 2 teaspoons minced garlic 2 cloves
  • 1 tablespoon diced jalapeรฑo seeds and ribs removed, optional
  • 1 teaspoon ground cumin
  • 1 teaspoon paprika
  • 1 teaspoon garlic powder
  • 1 teaspoon onion powder
  • 1 tablespoon ground chili powder I use McCormick, which is very mild
  • Salt and pepper
  • 1 cup long grain white rice
  • 1-3/4 cups chicken broth or stock, or vegetable stock for vegetarian option; I love Swansonโ€™s best!
  • 1 cup pinto beans or refried beans, see note 1
  • 1 cup black beans drained and rinsed
  • 1 cup frozen corn
  • 1/4 cup thinly sliced green onions
  • 1 lime
  • 2 cups freshly shredded extra-sharp Cheddar cheese
  • 8 tablespoons sour cream lite or fat-free is great
  • 8 large tortillas burrito sized
  • Optional toppings see note 2

Instructionsย 

  • Pinto Beans: See note 1.
  • Add the olive oil to a nonstick pot over medium heat. Add onion and sautรฉ for about 5 minutes or until golden and tender. Add minced garlic and jalapeรฑo and stir for 1 minute. Add all the seasonings (as well as salt and pepper to taste; I add 1/2 teaspoon salt and 1/4 teaspoon pepper). Stir constantly for 1 minute or until fragrant. Add uncooked rice and stir constantly (no liquid still!) for 2 minutes. Pour in chicken stock. Bring to a boil, then reduce heat to the lowest setting and cover the pot. Let cook for 12โ€“17 minutes or until all the liquid is evaporated. Remove from heat, keeping the rice covered, and let stand 5โ€“10 minutes.
  • Once the rice has finished standing, remove the lid. Stir in the black beans, frozen corn, green onions, and 1 tablespoon lime juice.
  • Stack the tortillas on a large plate and place a damp paper towel over top. Microwave for 20 seconds to steam the tortillas. Keep the other tortillas covered while working on filling for 1 burrito. Place one of the tortillas in a clean work space. Spread 1 tablespoon sour cream on the left third the tortilla. Top with 3 tablespoons of the pinto (or refried) beans. Top with 1/2 cup + 2 tablespoons of the filling mixture. Top with 1/4 cup of the Cheddar cheese. Fold up the burrito, rolling tightly and sealing so edges are folded in (great visual here). Repeat to get 8 loaded burritos!
  • Spray the burritos all over with cooking spray. Rub the spray into all sides of the burrito. Warm a very large nonstick skillet to medium heat for 1 minute. Once hot, place 2โ€“3 burritos seam side down in the pan. Cook until golden brown and crisp, about 2โ€“4 minutes. Flip with tongs and cook another 2โ€“4 minutes or until golden and crisp. The filling should be hot and cheese melted. Serve with any desired toppings such as sour cream, salsa, cherry tomatoes, cotija cheese, and/or fresh lime juice.
Final step! Please let us know how it was by leaving a review.

Recipe Notes

Note 1: This recipe uses leftovers from these homemade pinto beans!ย 
  • Donโ€™t have the time to make from-scratch beans? Canned refried beans work too.
  • If you do make homemadeย pintoย beans (highly recommended!), wait until the next day so the beans are thick enough to use in this recipe (right after being made, theyโ€™re a bit watery and thicken a lot overnight). No need to warm them through; theyโ€™ll get plenty warm when we cook the burritos. If you want these burritos to be vegetarian, use vegetable stock and leave out the bacon.
Note 2: Optional toppings/dips: salsa, sour cream, fresh lime, cherry tomatoes, avocado, and cilantro.
Storage: Wrap each burrito individually in plastic wrap (or wax or parchment paper) and place them in a freezer bag. Either store in the fridge for up to 5 days or freeze for up to 3 months.

Nutrition

Serving: 1serving | Calories: 411kcal | Carbohydrates: 48.3g | Protein: 17.7g | Fat: 16.8g | Cholesterol: 36.9mg | Sodium: 574.9mg | Fiber: 4.9g | Sugar: 2.1g

Nutrition information is automatically calculated, so should only be used as an approximation.

Meet Chelsea


Hello, and welcome to Chelseaโ€™s Messy Apron! Iโ€™m Chelsea, the recipe developer, food photographer, and writer behind the site. Iโ€™m passionate about creating simple, reliable, and delicious recipes that anyone can make.

Thanks for stopping byโ€”I hope you find something delicious to make!

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5 from 3 votes

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6 Comments

  1. Gabrielle says:

    5 stars
    I went back for seconds!! Made extras for the freezer as well.

    1. Chelsea says:

      I am so thrilled to hear this! Thanks so much Gabrielle! ๐Ÿ™‚

  2. Teresa says:

    5 stars
    Excellent, as always. Wonderful flavor with all of the spices. Weโ€™ve tried several of your recipes and they are all fantastic. My husband thanks you! โค๏ธ

    1. Chelsea says:

      You are so kind! Iโ€™m so happy you guys enjoyed! Thanks! ๐Ÿ™‚

  3. Jessicasyork says:

    5 stars
    AMAZING! And yes yes yes SO much better fried!

    1. Chelsea Lords says:

      Yay! So happy you love this! Thanks! ๐Ÿ™‚